//7 charts showing where mortgage lending is headed in 2019

7 charts showing where mortgage lending is headed in 2019


Sticking to the script

The mixture of different types of loans remained relatively unchanged in January from a year ago. The government-sponsored enterprise share of loans ticked down a percentage point, which was made up by a percentage point increase in the share of Department of Veterans Affairs loans. Shares of all other loan types held steady on an annual basis.


ARMing up

Like the 30-year note rate, the adjustable-rate mortgage percentage rose year-over-year in January, though its growth was more pronounced. The ARM percentage increased from 5.5% in January 2018 to 8.6% at the start of this year. It did drop on a monthly basis from 9.2% in December.

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